PlanWise guides you in designing a Money System that fits your life using the bank accounts you already have and adding new ones when they strengthen your plan.
With a clear framework built around your life, managing money will feel lighter and easier.
Paycheck
$2,250
Paycheck
$2,250
Main Checking
$4,500
Bills
$2,550
Spending
$900
Savings
$700
Future
$350
Your Personalized Money System
Most people don't struggle because they're "bad with money."
They struggle because no one ever taught them a simple way to manage money in real life.
Bills hit at random times
Unexpected expenses show up at the worst moments
Tracking every dollar is exhausting
And budgets? They feel restrictive, overwhelming, and impossible to stick with long-term
You're not broken.
Your system is.
PlanWise gives you a new one.
PlanWise helps you define the envelopes that match your real-life spending needs.
You choose which bank accounts to use for each envelope, and we'll recommend additional accounts when they make your system more effortless and organized.
Bills • Spending • Savings • Future Expenses
Using accounts you already have or ones you open later
PlanWise shows you how to set up recurring transfers within your own bank so your system flows smoothly
You spend from the right account.
Your plan stays intact.
Your stress goes down.
Start where you are: messy, behind, unsure. PlanWise works with real life, not perfection.
We eliminate the busywork so you can focus on the big picture.
No more guessing, guilt-spending, or checking five apps. Just look at your Spending envelope.
Automated flows = predictable, calm money.
Turn irregular costs into small, doable monthly amounts.
Clarity replaces chaos. A plan replaces panic. You feel the shift immediately.
Thousands of people have found relief, clarity, and confidence using this approach, often for the first time in their lives.
"Money doesn't keep me up at night anymore."
Sarah M.
Small Business Owner
"My partner and I stopped fighting about finances."
James & Kelly R.
Parents of Two
"For the first time, I feel like my money actually works with my life."
Marcus T.
Teacher
Peace of Mind
Stop worrying about money keeping you up at night
Confidence
Feel empowered making financial decisions with clarity
Clarity
See exactly where your money goes without tracking every dollar
Freedom
Experience the relief of a system that works with your life
Paycheck
Main Hub
Bills
Spending
Savings
Future
Set it up once.
Watch it run quietly.
Feel the difference every day.
For quick "What should I do next?" questions—without spreadsheets.
Clear guidance when you need it
Design your envelopes and flows in minutes.
Your unique system, simplified
Your plan updates as your life changes.
Adapts to your reality
Our version of a budget—made simple. Check what needs attention—not every transaction.
The big picture, at a glance
Say goodbye to surprise bills.
Every big cost, broken into manageable chunks
Your personalized roadmap guides you through clear phases, one next step at a time.
Progress without overwhelm
No hidden fees. Cancel anytime.
billed annually ($120)
Feeling calm because your money finally has a rhythm
Knowing exactly what your money is for
Making decisions with confidence instead of doubt
Feeling prepared instead of surprised
Trusting yourself with money again
Feeling steady, even when life shifts
Seeing real progress you can actually feel
Experiencing relief knowing things are finally organized
Feeling capable because the steps are simple and doable
Moving through money decisions without overwhelm
Feeling supported instead of alone in the process
Building momentum that motivates you forward
New customers save 30%
Cancel anytime, no questions asked
You'll save $59.88 per year with annual billing
Tired of always playing catch-up with your money
Want breathing room and clarity, not perfection
Don't want to track all your transactions or live inside a spreadsheet
PlanWise helps you create it.
Secure connections
We never move your money
•Cancel anytime